Smarter Strategies for Your Stock Options
Informed Strategies. Personalized Planning.
Tax-Efficient Outcomes.
If you’ve been granted stock options (ISO, NSO, RSU, or ESPP), you have a potential wealth-building opportunity, but also a limited window to make the right moves. Vesting dates, 83(b) elections, and tax-year cutoffs can have impacts that last for years.
At New England Private Wealth Advisors, LLC, we help professionals, executives, and founders navigate the complex tax and planning decisions around equity compensation. We align your stock option strategy with your broader financial plan so you can act with confidence and avoid costly surprises.
What We Can Do For You
Our team develops customized strategies tailored to your personal financial goals and risk profile.
Here’s How We Help You Plan Ahead:
- Optimize the timing of option exercises for potential tax efficiency before year-end deadlines
- Review grants for opportunities such as the 83(b) election within required timelines
- Forecast AMT exposure and run scenario modeling before exercising
- Implement diversification strategies to reduce concentrated risk while managing tax impact
- Coordinate your stock strategy with retirement, liquidity events, and charitable giving goals
- Provide education on Qualified Small Business Stock (QSBS) rules and planning opportunities
- Collaborate with your legal and tax advisors for seamless execution and compliance
We turn complexity into clarity so you can unlock the full value of your equity with confidence.
Expertise Where It Counts
Why NEPWA for Equity Compensation Planning
At NEPWA, you’re not just getting an advisor – you’re gaining a partner with expertise in equity compensation planning and a fiduciary commitment to your best interests.
Real Answers for Real Financial Questions
Stock options can be a powerful tool for building wealth, but they are also complicated and often misunderstood. Timing exercises. AMT exposure. Vesting cliffs. Concentrated risk.
At NEPWA, we understand the challenges that come with managing your equity compensation. Our clients come to us with questions like:
- Should I exercise now or wait and what’s the cost of waiting?
- How do I minimize a potentially massive tax bill down the road?
- What if I need liquidity, but I don’t want to trigger taxes?
- How does this fit into my broader financial picture?
We’re here to help you answer those questions with clarity and strategy. We bring structure to uncertainty so you can act with confidence. We’ll help you make the most of your equity compensation.
Make a Plan. Move with Purpose.
Stock options can be a meaningful part of your wealth — if you manage them before critical deadlines. Don’t leave value behind. Let’s create a plan that helps you make the most of what you’ve earned.
New England Private Wealth Advisors, LLC (“NEPWA”) is an SEC registered investment advisor. Registration of an investment adviser does not imply any specific level of skill or training.
NEPWA is neither a Certified Public Accounting firm, or a law firm and does not provide tax or legal advice to clients; such services are provided through select third parties unaffiliated with NEPWA. Please contact a tax or legal professional for advice in such matters. The success of any tax mitigation strategy is dependent on each client’s specific situation and results cannot be guaranteed.
Investing involves the risk of loss, including the risk of loss of the entire investment. Diversification does not ensure a profit or protect against a loss.
Let’s connect and start building your future together.
We’d love to learn more about you. A member of our team will follow up to share how NEPWA can earn your trust with objective, thoughtful, and personalized service.